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Laya

Laya services

Month-End Close

The month-end close is the difference between numbers you trust and numbers you guess at. Laya runs a disciplined, repeatable close every month — categorized, reconciled, adjusted, and reviewed — so your financials are finalized and in your hands by the 10th business day, on a schedule you can actually plan around.

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The work

What’s included

Categorization and reconciliation of every account

Every bank account, credit card, and payment processor is reconciled to the statement before the close is called done. Transactions are categorized against a chart of accounts built for your business, so balances tie to reality to the dollar rather than drifting month over month.

Accruals, adjustments, and owner-draw separation

We post the adjusting entries that make a close meaningful: accruals and deferrals where they change the picture, prepaid and depreciation schedules, and owner draws cleanly separated from operating expenses. The result is a P&L that reflects how the business actually performed, not just what cleared the bank.

Expert review on every close

No close goes out unreviewed. An accountant checks the reconciliations, scans for misclassifications and anomalies against prior periods, and confirms the statements hang together before anything reaches you — so you're not the one catching errors after the fact.

A delivered close package

Each close is delivered as a complete package: Profit & Loss, Balance Sheet, and Cash Flow statement for the period, with the context to understand what moved and why. You get finished financials, not a login and a download link.

The process

How it works

  1. 01

    1. We pull and categorize the period

    Once the month ends, we pull every transaction from your connected accounts in QuickBooks Online and categorize it against your chart of accounts — the groundwork that makes the rest of the close reliable.

  2. 02

    2. We reconcile, adjust, and review

    Every account is reconciled to its statement, adjusting entries are posted, and an accountant reviews the full close for accuracy and anomalies before sign-off. Nothing is delivered until it ties out.

  3. 03

    3. You receive the close by the 10th business day

    Your finalized close package lands by the 10th business day of the following month — same window, every month — so you can review performance and make decisions on numbers that are already done.

Built for your industry

StartupsMarketing AgenciesSoftware Dev StudiosRestaurantsProfessional ServicesConsulting Firms

FAQ

Before we talk.

A few practical details, so you know what to expect.

What does a real month-end close include versus just downloading transactions?
Downloading and categorizing transactions is only the start. A real close reconciles every account to its statement, posts accruals and adjusting entries, separates owner draws from operating costs, and runs an expert review — so the financials reflect actual performance and balances tie out, rather than just listing what cleared the bank.
When exactly is my close delivered each month?
By the 10th business day of the following month, every month. It's a fixed, predictable window rather than a vague "sometime after month-end," so you can build your own reporting, board updates, and decisions around a date you can count on.
Who reviews my close before I see it?
An accountant on the Laya team reviews every close before delivery. They verify the reconciliations, check for misclassifications and unusual swings against prior periods, and confirm the statements are internally consistent — so review is built into the process, not something you're left to do yourself.
What if my books are behind before the monthly close can start?
We get you current first. Catch-up bookkeeping is handled during onboarding and quoted separately based on how many months are behind and the cleanup involved. Once your books are caught up, you move onto the standard monthly close cycle with the same 10th-business-day delivery.
Do I need QuickBooks Online for the close?
Yes. QuickBooks Online is required and serves as the source of truth we reconcile against, with your bank, card, and payment accounts connected digitally. Your subscription is included in your plan, and the close runs entirely remotely over email and video — no in-person visits required.
Is the month-end close included in my plan?
Yes — the close is the core of Base, Summit, and Peak, starting with Base at $500/month. Summit adds tax and Peak adds tax and advisory. Vista is advisory only and does not include a monthly close.

One predictable fee

The month-end close is included in Base, Summit, and Peak, starting with Base at $500/month.

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Examples and guides

See the work behind the numbers

Explore an illustrative monthly close and practical guides to the decisions your reports can support.

Explore the illustrative sample close How to Reconcile Bank Accounts Monthly: A Step-by-Step GuideBalance Sheet Reconciliation Checklist: Every Account, Every Month

Start with a conversation

Tell us what
you’re building.

We’ll talk through your business, your books, and where you could use a hand.

Book an Intro