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Notes on running a business.

Practical guidance on cash flow, accounting, and the decisions that come with running a business.

Articles — Page 13

Bookkeeping & Accounting Foundations
May 30, 2026
11 min read

Balance Sheet Basics for Startup Founders: A Complete Guide (2026)

Master balance sheet fundamentals with this comprehensive guide for startup founders. Learn to read assets, liabilities, and equity to make better financial decisions and attract investors.

Monthly Close & Financial Operations
May 29, 2026
7 min read

How to Reconcile Bank Accounts Monthly: A Step-by-Step Guide

Bank reconciliation is the process of comparing your internal accounting records against your bank statement to confirm they match. This guide walks through every step, common discrepancies, and how to build a clean monthly habit.

Bookkeeping & Accounting Foundations
May 26, 2026
11 min read

Debits and Credits Explained: A Simple Guide for Non-Accountants (2026)

Master debits and credits without accounting jargon. Learn the fundamental rules, see real examples from service businesses, and understand why your books must balance.

Bookkeeping & Accounting Foundations
May 22, 2026
12 min read

How to Set Up QuickBooks Online for Service Businesses (2026 Guide)

Complete guide to setting up QuickBooks Online for agencies, consultancies, and service businesses. Includes chart of accounts, service items, and financial reporting setup.

Bookkeeping & Accounting Foundations
May 21, 2026
12 min read

10 Bookkeeping Basics Every Founder Should Know (2026 Guide)

Master the essential bookkeeping fundamentals that keep your startup financially healthy. From chart of accounts to monthly close, learn the core practices every founder needs to build decision-ready financial operations.

Bookkeeping & Accounting Foundations
May 20, 2026
12 min read

Accounting Basics Every Startup Founder Should Know (2026 Guide)

Master the essential accounting fundamentals that every startup founder needs to make informed financial decisions, avoid costly mistakes, and build a scalable business.

Hiring & Financial Decisions
May 18, 2026
12 min read

Freelancer vs Full-Time Employee: The True Cost Guide for Service Businesses (2026)

Service businesses face a critical decision: hire freelancers or full-time employees? This comprehensive cost analysis breaks down the real financial impact, hidden expenses, and strategic considerations for agencies, startups, and consultancies making hiring decisions in 2026.

Hiring & Financial Decisions
May 14, 2026
12 min read

How to Budget for a New Hire at a Startup (2026 Guide)

Learn how to calculate the true cost of hiring at your startup, from salary and benefits to hidden expenses. Includes a step-by-step budgeting framework and cost-saving strategies for cash-conscious founders.

FAQ

Before we talk.

A few practical details, so you know what to expect.

Where can I see an example of Laya’s monthly reporting?
The Sample Close page shows an illustrative agency close with financial statements, client margins, and operating insights. It is an example, not an actual client result.
Which plans include monthly accounting?
Base, Summit, and Peak include monthly accounting. Base starts at $500 per month. Vista is advisory only for businesses with an existing accounting team. See Pricing for inclusions and billing terms.
How should I use the examples and calculators?
Use them to explore a decision with your own inputs. Illustrative figures are not industry benchmarks or a forecast for your business. Check the assumptions and consult your accounting advisor before acting.

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Disclaimer: The articles and FAQs on this page are for general informational purposes only and do not constitute financial, tax, legal, or accounting advice. The information provided is not a substitute for consultation with a qualified professional. Consult a licensed accountant, CPA, or financial advisor for advice specific to your situation.