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Notes on running a business.

Practical guidance on cash flow, accounting, and the decisions that come with running a business.

Articles — Page 14

Scaling Finance Operations
May 13, 2026
12 min read

Financial Planning for Agency Growth: The Complete Scaling Guide (2026)

Master the financial infrastructure needed to scale your agency from $1M to $10M+ without cash flow crises or growth plateaus. A complete guide to building decision-ready finance operations.

Scaling Finance Operations
May 12, 2026
11 min read

Financial Management Strategies for Growth-Stage Creative Agencies

Growth-stage agencies need sophisticated financial management to avoid cash flow crises, margin erosion, and scaling pitfalls. Learn the 7 essential strategies that separate successful scaling from expensive mistakes.

Scaling Finance Operations
May 11, 2026
11 min read

When to Hire Your First Finance Person (2026 Guide for Founders)

Most founders either hire too early or wait too long. Learn the exact signals that indicate it's time to bring finance in-house, which role to hire first, and how to avoid the common mistakes that cost startups months of runway.

Hiring & Financial Decisions
May 8, 2026
11 min read

The True Cost of Hiring an Employee: Complete Guide for Small Businesses (2026)

Hiring an employee costs 1.25x to 1.4x their base salary when you factor in payroll taxes, benefits, recruiting, and onboarding. Learn the complete breakdown and how to budget accurately.

Cash Flow & Runway
May 6, 2026
11 min read

Cash Flow Gaps: How to Identify and Close Payment Timing Mismatches (2026 Guide)

Cash flow gaps occur when businesses pay expenses before receiving client payments, affecting 73% of service businesses. Learn how to identify, calculate, and close these timing mismatches to maintain healthy cash flow.

Cash Flow & Runway
May 4, 2026
12 min read

How to Build a Cash Reserve for Your Service Business (2026 Guide)

Learn how to build and maintain cash reserves that protect your service business from unexpected downturns and position you to capitalize on growth opportunities. Includes specific targets, funding strategies, and management best practices.

Cash Flow & Runway
May 3, 2026
12 min read

Cash Flow vs Profit: Why Profitable Businesses Still Run Out of Money

Discover why 82% of business failures stem from cash flow issues, not lack of profitability. Learn the critical timing differences between profit and cash flow that can sink even profitable companies.

Monthly Close & Financial Operations
May 1, 2026
12 min read

How to Manage Accounts Receivable at an Agency: 8 Essential Strategies

Master accounts receivable management for your agency with proven strategies that reduce collection time, improve cash flow, and strengthen client relationships. Get paid faster with these actionable tactics.

FAQ

Before we talk.

A few practical details, so you know what to expect.

Where can I see an example of Laya’s monthly reporting?
The Sample Close page shows an illustrative agency close with financial statements, client margins, and operating insights. It is an example, not an actual client result.
Which plans include monthly accounting?
Base, Summit, and Peak include monthly accounting. Base starts at $500 per month. Vista is advisory only for businesses with an existing accounting team. See Pricing for inclusions and billing terms.
How should I use the examples and calculators?
Use them to explore a decision with your own inputs. Illustrative figures are not industry benchmarks or a forecast for your business. Check the assumptions and consult your accounting advisor before acting.

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Disclaimer: The articles and FAQs on this page are for general informational purposes only and do not constitute financial, tax, legal, or accounting advice. The information provided is not a substitute for consultation with a qualified professional. Consult a licensed accountant, CPA, or financial advisor for advice specific to your situation.