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Notes on running a business.

Practical guidance on cash flow, accounting, and the decisions that come with running a business.

Articles — Page 15

Cash Flow & Runway
April 30, 2026
12 min read

13-Week Cash Flow Forecast for Small Businesses (2026 Guide)

A 13-week cash flow forecast is a rolling financial model that projects cash inflows and outflows over the next three months, helping small businesses avoid cash shortfalls and make informed decisions about spending, hiring, and growth investments.

Client & Project Profitability
April 28, 2026
11 min read

How to Run a Quarterly Profitability Review at Your Agency (2026 Guide)

A quarterly profitability review analyzes revenue, costs, and margins across clients, services, and team members to identify what's working and what needs fixing. Learn the step-by-step process agencies use to turn quarterly data into actionable profit improvements.

Client & Project Profitability
April 27, 2026
12 min read

Billable vs Non-Billable Hours: The Complete Guide for Agency Profitability

Learn how to properly classify, track, and optimize billable vs non-billable hours to maximize agency profitability. Includes benchmarks, examples, and actionable strategies for better time management.

Client & Project Profitability
April 26, 2026
11 min read

Why Your Most Important Client Might Be Your Least Profitable (2026 Guide)

Your biggest client by revenue is rarely your most profitable. Learn how to calculate true client profitability, identify margin-draining relationships, and make data-driven decisions about which clients to grow, fix, or exit.

Client & Project Profitability
April 24, 2026
4 min read

Consulting Project Profitability: Costs and Margin

Calculate consulting project margin, forecast the cost to finish, and separate delivery contribution from overhead and cash with a worked example.

Client & Project Profitability
April 23, 2026
12 min read

How to Price Agency Services for Maximum Profitability (2025 Guide)

Master the fundamentals of profitable agency pricing with proven strategies that increase margins by 20-40%. Learn value-based pricing, cost analysis, and profit optimization techniques used by successful agencies.

Monthly Close & Financial Operations
April 22, 2026
11 min read

How to Automate Your Month-End Close Process (2026 Guide)

Learn how to automate your month-end close process with proven strategies that reduce close time from 15+ days to 5-7 days. Includes automation tools, workflows, and implementation steps for service businesses.

Monthly Close & Financial Operations
April 21, 2026
12 min read

7 Monthly Close Mistakes That Cost Small Businesses Thousands (2026 Guide)

Discover the 7 most expensive monthly close mistakes that drain cash from service businesses, plus proven fixes to protect your margins and cash flow.

FAQ

Before we talk.

A few practical details, so you know what to expect.

Where can I see an example of Laya’s monthly reporting?
The Sample Close page shows an illustrative agency close with financial statements, client margins, and operating insights. It is an example, not an actual client result.
Which plans include monthly accounting?
Base, Summit, and Peak include monthly accounting. Base starts at $500 per month. Vista is advisory only for businesses with an existing accounting team. See Pricing for inclusions and billing terms.
How should I use the examples and calculators?
Use them to explore a decision with your own inputs. Illustrative figures are not industry benchmarks or a forecast for your business. Check the assumptions and consult your accounting advisor before acting.

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Disclaimer: The articles and FAQs on this page are for general informational purposes only and do not constitute financial, tax, legal, or accounting advice. The information provided is not a substitute for consultation with a qualified professional. Consult a licensed accountant, CPA, or financial advisor for advice specific to your situation.